I Was Hurt in an Accident, Are My Medical Bills Covered?

Couple looking at their medical bills.

Following a serious accident, no matter the circumstance, the issue at the forefront of your mind is likely how you’re going to pay your medical bills. More than any other factor in recovering from an accident, having to pay mounting medical bills can negatively affect your life, which means you need to get the funding you need to support yourself until you’re fully healed.

Fortunately, after an accident, you have a number of legal avenues to help you get the compensation that you deserve. Learn how you can pay your medical bills and when you should hire an attorney to help with your injury claim after you’ve been hurt in an accident.

Fault in Auto Accident

If your injury happened in an auto accident, then the most important factor in getting funding for your medical bills will be whether you live in a “no-fault” or “fault” state. Different states have different rules for awarding claims after an accident, which means you need to learn your state’s specific rules.

In no-fault states, you will generally receive some sort of compensation regardless of who caused your accident. However, in a fault state, you will have to prove the negligence of the other driver before you will receive any type of funding for your medical bills. Consulting with an attorney after an accident is the best way to learn the fault rules in your state and to decide the best way to win your claim.

Be Prepared for a One-Time Payment

One of the most common misconceptions when it comes to getting your medical bills paid after being hurt in an accident is that your bills will be paid in perpetuity. Unfortunately, this is simply not the case. Although it is possible to get payment for your medical bills in the form of damages, this is often only a one-time payment at the conclusion of your trial.

Receiving ongoing medical bill payments almost never happens, and any continuing medical expenses will need to be paid out of pocket.

Other Considerations When You’ve Been Hurt in an Accident

Finally, before pursuing payment for your medical bills, it’s important to understand any requirements that apply to your specific injury. For example, if your accident happened on the job, then you are probably covered by workers’ comp and will receive coverage for your medical bills automatically. On the other hand, if your injury happened on private property, then you will have to prove the negligence of the property owner before receiving payments of any kind.

Personal injury suits have varied requirements depending on the circumstances of your case, and knowing these requirements at the outset will make it more likely that you’ll get the compensation you need to move on with your life.

Hire an Attorney

Trying to figure out how to pay your medical bills after a major accident can seem almost impossible without the right advice. After you’ve been hurt in an accident, you need to get help from the professionals at The Law Offices of Peter N. Davis and Associates, LLC.

We have experience in many different personal injury areas, and we can help you win the funding you need to pay your medical bills. Schedule a consultation with us today to discuss the facts of your case.