Personal Injury Lawyers Lodi, New Jersey | Call (973) 279-7246
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Lodi Personal Injury Lawyer

At The Law Offices of Peter N. Davis & Associates, LLC, our Lodi personal injury lawyer helps people who were hurt through someone else's carelessness recover the compensation they need to heal and move forward. We know how overwhelming it feels when pain, missed paychecks, and medical bills all arrive at once, especially when the injury was not your fault.

While you focus on getting better, the insurance company is already working on your claim. It has likely assigned an adjuster, started building a file, and may soon offer a quick settlement that covers only a fraction of what your case is worth.

Waiting can make things worse. Evidence disappears, witnesses forget details, and New Jersey's filing deadlines keep running whether you are ready or not.

That is where our team comes in. From our office on Essex Street in Lodi, we have spent more than three decades fighting insurance companies for injured people across Bergen County and the rest of the Garden State.

Injured in Jersey? Peter's Got Your Back!

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Do you have a potential personal injury claim in Lodi?

You likely have a claim if another person or business caused your injury by acting carelessly. To build that claim, our team needs to establish four elements:

  • Duty of care: The other party had a legal responsibility to act safely toward you. Drivers on Main Street, store owners, landlords, and employers all owe this duty to the people around them.
  • Breach of duty: The other party failed to meet that responsibility. Examples include texting while driving, ignoring a spill, or leaving a broken step unrepaired.
  • Causation: That failure directly caused your injury. We use medical records, accident reports, and expert opinions to connect what happened to the harm you suffered.
  • Damages: You suffered real losses because of the injury. These include medical bills, lost income, and the pain you live with every day.

Being partly to blame does not always end your case. Under New Jersey’s comparative negligence law, N.J.S.A. 2A:15-5.1, you can still recover as long as your share of fault is not greater than the other party’s, although your award is reduced by your percentage of fault.

Hypothetical scenario: A driver was rear-ended while slowing for traffic on Route 46 near Lodi. The at-fault driver’s insurer argued the injured driver braked too suddenly, but the crash report and dashcam footage showed the trailing driver was following too closely.

In a case like this, even a finding of 20% shared fault would still allow the injured driver to recover 80% of their damages. Our job is to push back on unfair blame so your recovery stays protected.

Damages you can recover

New Jersey law allows injured people to seek several types of compensation, depending on the facts of the case:

  • Economic damages: These cover losses with a clear dollar amount, such as hospital bills, physical therapy, prescriptions, and lost wages. They also include future medical care and any loss of earning capacity if you cannot return to the same work.
  • Non-economic damages: These cover pain, emotional distress, and the loss of enjoyment of life. In car accident cases, the “limitation on lawsuit” option found on many New Jersey auto policies means these damages usually require a permanent injury or another serious injury listed in N.J.S.A. 39:6A-8.
  • Punitive damages: These are rare and are meant to punish conduct that was malicious or showed a willful disregard for the safety of others. Under N.J.S.A. 2A:15-5.14, they are generally capped at five times the compensatory damages or $350,000, whichever is greater.

Past results show how far the first offer can fall below what a case is really worth. Here are a few results our firm has secured for clients:

  • $1,600,000: Back surgery. The initial offer was $850,000.
  • $1,000,000: Back surgery. The initial offer was $700,000.
  • $950,000: Fractured vertebrae in the back.

Every case is different, and past results do not guarantee a similar outcome. What these results do show is that we do not settle for less when the evidence supports more.

How to get in touch with our Lodi personal injury lawyer

Reaching our team is simple, and you can do it any time of the day or night:

  • Telephone: Call (973) 310-6678. Our phones are answered 24/7.
  • Online form: Fill out the free case review form at the bottom of this page to describe what happened.
  • In person: Visit our Lodi office at 72 Essex Street, Suite 2, Lodi, New Jersey 07644.
Motor Vehicle Accident Attorneys | Lodi, New Jersey | Call (973) 279-7246

Peter N. Davis

Founder & Personal Injury Attorney

Peter N. Davis founded The Law Offices of Peter N. Davis & Associates, LLC in 1988 and has spent more than 35 years representing injured people across New Jersey. Before starting his firm, he worked in insurance defense, giving him firsthand insight into how insurers evaluate and fight claims. He is licensed in New Jersey, New York, and Colorado and earned his J.D. from Golden Gate University School of Law.

Read Peter's full bio

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Describe Your Situation,
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We’ve Recovered Over $1 Billion in Over 37 Years of Practice!

$1,600,000

Back Surgery - Initial Offer was 850K

$1,000,000

Back Surgery - Initial Offer was 700K

$850,000

Back Surgery

$150,000

Broken Leg

$180,000

Broken Ankle

$225,000

Wrist Injury

$250,000

Arm Injury

$255,000

Neck Injury

$325,000

Knee Injury

$350,000

Ankle Injury

$400,000

Neck Injury

$450,000

Herniated Disc With Surgery

$700,000

Leg Injury

$700,000

Auto Accident

$800,000

Auto Accident
View More Results
What Our Clients Are Saying About Us!

Real Clients and Real Reviews

Google Google Reviews 4.9 (820 reviews)
Google

I had a very positive experience with the Law Offices of Peter N. Davis & Associates. Nick Barrone handled my case, and I couldn’t be happier with the level of service I received. After my auto accident in Jersey City, NJ, I was dealing with ongoing back and neck pain and wasn’t sure what to expect from the legal process. Nick was professional, attentive, and always made sure I understood each step along the way. He took the time to answer my questions and genuinely cared about my situation. I felt supported throughout the entire process, which made a stressful situation much easier to handle. The firm worked diligently on my behalf and kept me informed the whole time. I truly appreciate their dedication and effort in helping me through this difficult experience. I highly recommend them to anyone in need of a reliable and compassionate attorney.

Rich Rodriguez 6 months ago
Google

I highly recommend Peter Davis & Associates. In particular, Mr. David Ventoso, Esq. did an excellent job helping and assisting me. Mr. Ventoso was knowledgeable, professional and responsive.

All the staff members at the firm took the time to explain every detail and step of the process; they answered all my questions and were always kind. Special thanks to Ms. Carolyn for doing an amazing job.

If you're looking for an attorney in NJ who is trustworthy and really cares, Peter Davis & Associates is an excellent choice.

valeria rodriguez 2 months ago
Google

I highly recommend the Law Offices of Peter N. Davis.
After I was rear-ended in a car accident and suffered injuries to my neck and back, they provided outstanding representation during a very difficult time in my life.

My attorney, Robert Russotti, and my case manager, Muminah Ramadan, were professional, compassionate, and attentive throughout the entire process. They helped me obtain the medical treatment I needed and were always available to answer my questions and address any concerns I had. Their diligence, communication, and dedication gave me peace of mind while I focused on my recovery.

I am truly grateful for the support and guidance they provided during my hardship. I would not hesitate to recommend the Law Offices of Peter N. Davis to my family and friends.

Dominique Johnson 3 months ago
Google

Thank you so much for your help.
I want to especially thank David Ventoso for always informing me what was going on with my case. He kept up with all my questions and answered every time I called him.
Awesome staff also
Thank you again
Angela Selby

Red Rose 3 months ago
Google

I had a great experience working with David Ventoso at the Law Offices of Peter N. Davis after my motor vehicle accident. I suffered injuries to my knee and lower back, and Mr. Ventoso along with Carolyn guided me through the entire process from start to finish.

They were always responsive to my questions and concerns, kept me informed, and made everything as stress-free as possible. They also referred me to receive the medical treatment I needed, which made a huge difference during my recovery.

Thanks to their hard work and dedication, I was very pleased with my compensation. I highly recommend this law firm to any friends or family in need of a personal injury attorney.

Jose Inoa 4 months ago
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Types of cases we handle

As personal injury lawyers in Lodi, NJ, our team handles everything from everyday car crashes to catastrophic and fatal accidents. Each type of case has its own rules, insurance issues, and evidence, so we tailor our approach to the facts of your claim:

Back and spinal cord injuries range from herniated discs to fractured vertebrae and permanent nerve damage. Many require surgery, long-term therapy, or extended time off work, which is why they often lead to some of the largest claims we handle.

Insurers frequently argue that a back problem existed before the accident. Our back and spinal cord injury lawyers work with your doctors to show how the accident caused or worsened your condition, and our guide on how pre-existing injuries affect New Jersey injury claims explains why a prior condition does not automatically bar recovery.

Cyclists in Lodi share busy roads with commuters heading to Route 17, Route 46, and Interstate 80. When a driver fails to give a cyclist enough room, even a low-speed crash can cause broken bones or head injuries.

New Jersey’s Safe Passing Law requires drivers to change lanes when possible, or leave at least four feet of space, when passing a cyclist. Our bike accident lawyers use this law, along with crash reports and witness accounts, to hold careless drivers responsible.

A traumatic brain injury can happen in a car crash, a fall, or any hard blow to the head. Symptoms such as headaches, memory problems, and mood changes sometimes appear days later, which can lead people to delay treatment.

Brain injuries can affect your work, your relationships, and your independence for years. Our brain injury lawyers work with medical experts to measure the full, long-term cost of the injury so it is reflected in your claim.

Car crashes are the most common cases we handle, and New Jersey’s no-fault system adds layers many people do not expect. Your own Personal Injury Protection (PIP) coverage pays initial medical bills regardless of fault, but a claim for pain and suffering against the at-fault driver may depend on the type of policy you chose.

Our car accident lawyers review your policy, your injuries, and the other driver’s coverage to find every available source of compensation. For a step-by-step look at what happens next, see our guide on how a car accident lawsuit works in New Jersey.

New Jersey holds dog owners strictly liable for bites under N.J.S.A. 4:19-16. That means the owner can be responsible even if the dog never showed aggression before, as long as the victim was in a public place or lawfully on private property.

Dog bites can cause deep wounds, infections, scarring, and lasting fear, especially in children. Our dog bite lawyers pursue compensation from the owner, which is often paid through a homeowner’s or renter’s insurance policy.

Motorcycle riders often face bias from insurers who assume the rider was reckless. In New Jersey, motorcycles are generally not treated as covered automobiles for PIP purposes under N.J.S.A. 39:6A-2, so riders may need to rely on health insurance or optional medical payments coverage for early bills.

That makes the claim against the at-fault driver even more important. Our motorcycle accident lawyers build a fault-based case to recover medical costs, lost wages, and pain and suffering.

Pedestrians have no protection when a vehicle strikes them, and the injuries are often severe. According to preliminary New Jersey State Police data, pedestrians accounted for seven of the 15 traffic deaths recorded in Bergen County in 2026 through mid-September.

Whether a driver ignored a crosswalk or backed out of a parking lot without looking, our pedestrian accident lawyers gather the evidence needed to prove fault. We also coordinate PIP and other coverage so your medical bills are handled while your claim moves forward.

Uber and Lyft crashes raise more insurance questions than a typical collision. The coverage available depends on whether the driver was offline, waiting for a ride request, or carrying a passenger when the crash happened.

Our rideshare accident lawyers identify which policy applies and deal with the rideshare company’s insurer for you. This helps passengers, other drivers, and pedestrians get paid without being passed between insurance companies.

Property owners in New Jersey must keep their premises reasonably safe for visitors. Wet floors, cracked pavement, poor lighting, and icy walkways can all lead to serious falls at stores, apartment buildings, and parking lots.

These cases are often fought hard, and we are prepared for that. In one premises liability case, our firm recovered a $1.6 million settlement for a client who fell on cracked pavement while leaving a local shopping center, and our slip and fall lawyers bring that same persistence to every claim.

Whiplash, sprains, strains, and torn ligaments are some of the most common accident injuries. Because they do not always show up on an X-ray, insurers often try to dismiss them as minor.

Soft tissue injuries can cause pain that lasts for months and makes it hard to work or sleep. Our soft tissue injury lawyers make sure your treatment records clearly show how the injury affects your daily life.

Crashes involving tractor-trailers and delivery trucks often cause catastrophic injuries because of the size and weight of these vehicles. Trucks traveling Route 17 and Interstate 80 near Lodi must follow federal safety rules on driver hours, maintenance, and cargo loading.

These cases can involve several responsible parties, including the driver, the trucking company, and maintenance providers. Our truck accident lawyers act quickly to preserve electronic logging data and other records before they are lost.

If you were hurt on the job in New Jersey, workers’ compensation can pay for medical treatment and part of your lost wages, even if no one was at fault. In most cases, you cannot sue your employer directly, but you may have a separate claim against a third party, such as a negligent driver or equipment maker.

Our workers’ compensation lawyers help you file your claim and challenge denials. We also look for third-party claims that could add to your recovery.

Losing a loved one because of someone else’s negligence is devastating. New Jersey’s Wrongful Death Act allows the personal representative of the estate to seek compensation for the financial losses the family suffers, such as lost income, support, and funeral costs.

A related survival action can recover damages for the pain your loved one experienced before death. Our wrongful death lawyers handle the legal work with compassion so your family has room to grieve.

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How our Lodi personal injury law firm can help

When you hire our firm, we take on the parts of your claim that cause the most stress:

  • Recovering lost wages: We document the income you missed and any future earnings you may lose because of your injury.
  • Help with medical bills: We coordinate PIP, health insurance, and other coverage so your bills are paid while your claim moves forward.
  • Property damage: We help you recover the cost of repairing or replacing your vehicle and other damaged property.
  • Emotional recovery: We account for the anxiety, sleep problems, and loss of enjoyment that often follow a serious injury.
  • Finding every policy: Since 2021, New Jersey insurers must disclose policy limits when we request them, which shows us early on how much coverage is available.
  • Holding your own insurer accountable: Under the New Jersey Insurance Fair Conduct Act, you can sue your own insurer for unreasonable delays or denials of uninsured or underinsured motorist claims.
  • Resolving liens: We work to reduce medical liens and reimbursement claims so more of your settlement stays with you.

Important initial advice after being injured

Once you are home and thinking about your options, these steps can protect both your health and your claim:

  1. Attend every medical appointment: Follow your treatment plan, whether you are seeing a specialist at Hackensack University Medical Center or a local physical therapist. Gaps in treatment give insurers a reason to argue you were not really hurt.
  2. Get a copy of the police report: For crashes handled by local officers, you can request the report through the Lodi Police Department’s Records Division. Our blog also explains whether you have to call the police after an accident in Lodi.
  3. Stay off social media: Insurers look for photos and posts they can use to question your injuries. Avoid posting about the accident, your recovery, or your activities until your case is resolved.
  4. Do not accept the first offer: Early offers usually arrive before the full cost of your injury is known. Once you accept, you generally cannot ask for more later.
  5. Be careful what you say to insurers: Do not give a recorded statement to the other party’s insurance company or guess about who was at fault. Even a casual “I’m fine” can be used to reduce your claim.
  6. Keep a recovery journal: Write down your pain levels, missed events, and the ways your injury limits your daily life. These notes help us show the full impact of your injury later.
  7. Get in touch with our personal injury attorney in Lodi: We can take over communications with insurers and start protecting your claim right away.
The Long-Term Financial Impact of Road Rash Injuries in Union City, New Jersey

Your deadline for filing a claim

In New Jersey, most personal injury lawsuits must be filed within two years of the injury under N.J.S.A. 2A:14-2. Some claims have much shorter deadlines, which is why we encourage you to speak with our team as soon as possible.

Type of claim Deadline New Jersey law
Most personal injury claims 2 years from the date of injury N.J.S.A. 2A:14-2
Wrongful death 2 years from the date of death N.J.S.A. 2A:31-3
Claims against a public entity, such as a town, county, or state agency Notice of claim within 90 days; lawsuit generally within 2 years N.J.S.A. 59:8-8
Workers’ compensation 2 years from the accident or the last compensation payment N.J.S.A. 34:15-51
Injured minors Generally 2 years after turning 18 N.J.S.A. 2A:14-21

Hypothetical scenario: A pedestrian tripped over a broken section of a county-maintained road and waited four months before speaking with a lawyer. Because the 90-day notice period under the New Jersey Tort Claims Act had passed, the claim could only move forward if a judge agreed to allow late notice, which is never guaranteed.

Our team tracks every deadline that applies to your case from the moment you call. That way, a missed date never costs you your right to compensation.

Gathering evidence relating to your case

Strong evidence is the foundation of every successful claim, and the sooner it is collected, the more reliable it tends to be:

  • Police documentation: Crash and incident reports record the officer’s observations, statements, and any tickets issued.
  • Medical records: Emergency room notes, imaging results, and treatment records link your injuries to the accident.
  • Eyewitness statements: People who saw what happened can confirm your account before their memories fade.
  • Photo and video evidence: Pictures of the scene, your injuries, and property damage can be powerful proof. Surveillance and dashcam footage matter too, but many businesses record over it within days or weeks.
  • Financial records: Pay stubs, repair estimates, and receipts show the economic cost of your injury.

Tracking all of this down is hard when you are in pain and trying to recover. Let our team take that burden off you by requesting records, contacting witnesses, and preserving footage while you focus on your health.

What can I expect to pay?

You pay nothing upfront to work with our firm. We handle personal injury cases on a contingency fee basis, which means no fee unless you win.

Our fee comes from the settlement or verdict we recover for you, and New Jersey Court Rule 1:21-7 caps how much a lawyer can charge in these cases. On the first $750,000 recovered, the fee cannot exceed 33 1/3%, with lower percentages applying to larger amounts.

Your written fee agreement explains the percentage and how case costs are handled before you sign anything. You will know exactly where you stand from day one.

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Our process for handling your case

Here is how we move your claim forward from the first call to the final check:

  1. Free case review: We listen to your story, answer your questions, and explain your options at no cost.
  2. Investigation: We gather police reports, medical records, photos, and witness statements. We also send letters demanding that key evidence be preserved.
  3. Insurance communications: We notify the insurance companies that we represent you. From that point, adjusters contact us instead of you.
  4. Coverage review: We request policy limits and review every available policy. This includes your own uninsured and underinsured motorist coverage.
  5. Medical treatment: You focus on your care while we track your bills and records. We generally cannot know what a case is worth until treatment is complete and your doctors provide final reports.
  6. Settlement demand: We prepare a detailed demand package that lays out who is at fault and the full value of your damages.
  7. Negotiation: We push back on low offers and unfair blame using the evidence we have built.
  8. Filing a lawsuit: If the insurer will not pay a fair amount, we file suit in the Superior Court of New Jersey before your deadline passes.
  9. Discovery: Both sides exchange documents, answer written questions, and take sworn testimony in depositions.
  10. Arbitration or mediation: Many New Jersey injury cases go through court-required, non-binding arbitration or mediation before trial. These sessions often lead to a resolution.
  11. Trial: If the case does not settle, we are ready to present your case to a jury.
  12. Resolution: Once your case resolves, we pay valid liens and case costs and deliver your share of the recovery.
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Why choose us over other Lodi personal injury attorneys?

Before founding our firm, Peter N. Davis worked in private practice at a law firm specializing in insurance defense. That experience means he knows the tactics adjusters and defense lawyers use, and he knows how to counter them.

Insurance companies also know our firm is willing, and even eager, to take a case to trial. That reputation is often what pushes them to make a fair offer.

We answer calls 24/7, and our team works to make every client feel like the most important case in our office. With more than 800 Google reviews and a 4.9-star average, our clients’ own words speak to the care they receive.

The Law Offices of Peter N. Davis & Associates, LLC: your personal injury lawyer in Lodi

Our founder, Attorney Peter N. Davis, earned his law degree from Golden Gate University School of Law and is licensed in New Jersey, New York, and Colorado. He also serves as a Certified Contract Advisor with the National Football League Players Association.

You can also find our Lodi office on these legal directories and review sites:

Our firm has represented over 18,000 injured clients. As Peter puts it.

“When you’re involved in an accident, it’s a big deal to you. And it must be a big deal to your lawyer and the law firm.”

We are proud to give back to the communities we serve and support the teams that bring New Jersey and New York families together:

  • Seton Hall Athletics: Our partnership with the Pirates reflects the discipline, teamwork, and resilience we bring to every client’s case.
  • New Jersey Devils: We are a proud partner of the New Jersey Devils, cheering on the team at the Prudential Center in Newark. It’s a way for us to share in New Jersey pride with fans across the state.
  • Brooklyn Cyclones: We host booths at games throughout the season at Maimonides Park. Our team connects with fans and families and gives away free swag.
  • Bucket City Basketball: We donated team shirts to this AAU youth basketball program in neighboring Garfield. Peter delivered the shirts in person at a team workout.
  • Rise Above Scholarship: We created this scholarship to help students overcome adversity and reach their educational goals. Our most recent winner is pursuing her degree at Rutgers University.

No Fee Unless You Win

Learn more about our firm or read about our case wins and community work in our press releases.

No fee unless you win

Learn more about our firm or read about our case wins and community work in our press releases.

Proud Partners of Seton Hall Athletics | Lodi, New Jersey | Call (973) 279-7246
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Speak to a personal injury attorney in Lodi today!

You do not have to face the insurance company alone. Our team is ready to listen, explain your options, and fight for every dollar you deserve while you focus on getting better.

We proudly serve Lodi and nearby communities, including Garfield, Clifton, Passaic, Hackensack, and Paterson. If one of our other offices is closer, you can also meet with us at our Hackensack or Paterson locations by appointment.

Personal Injury Lawyers in Paterson, NJ | Call (973) 279-7246

No Fee Unless You Win

Call us 24/7 at (973) 310-6678 or contact us online for your free case review.

No fee unless you win

Call us 24/7 at (973) 310-6678 or contact us online for your free case review.

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Lodi Office

The Law Offices of Peter N. Davis and Associates, LLC

Ask a Question,
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Our FAQ

Frequently Asked Questions

Your own New Jersey Standard Auto Policy includes uninsured and underinsured motorist (UM/UIM) coverage, which may pay you even when the other driver cannot, though Basic Policies do not include it. UM applies when the at-fault driver is uninsured, and UIM may apply when their coverage is lower than your UIM limit, and our team can handle the claim for you.

No, our Lodi office at 72 Essex Street serves injured people across New Jersey, and we also have offices in cities such as Newark, Paterson, Hackensack, and Jersey City. Your case review can start with a simple phone call, so you can speak with our team without traveling anywhere.

Most lawsuits for injuries that happen in Lodi are filed in the Law Division of the Superior Court in Bergen County, located at the Bergen County Justice Center in Hackensack. The correct court depends on where the accident happened and where the parties live, and our attorneys handle every filing.

Yes, you have the right to change attorneys at any stage of your case. The previous lawyer’s fee is usually worked out between the two firms from the final fee rather than added on top, and our team handles the file transfer so your claim keeps moving

Bring anything related to your accident, such as the police report number, photos, medical records, insurance cards, and letters from insurance companies. If you are missing some of these items, that is okay because our team can request most records for you after you reach out.