Generally, motorcycles are not treated as covered automobiles under New Jersey’s no-fault insurance law. Under N.J.S.A. 39:6A-2, this means an injured motorcycle rider generally cannot rely on automobile PIP coverage to pay medical expenses after a motorcycle accident. Depending on the circumstances and available coverage, a rider may need to use private health insurance or optional MedPay coverage for immediate medical bills, then pursue those and other damages through a fault-based personal injury claim against a negligent driver or another responsible party. The specific insurance policies and circumstances of the crash can affect what coverage may apply.
Related FAQs

How long do I have to file a motorcycle accident claim in New Jersey?
Under New Jersey law, personal injury claims generally must be filed within two years from the date of the injury under N.J.S.A. 2A:14-2. Certain circumstances may affect how deadlines apply.…

Can I pursue compensation if I was partially responsible for a motorcycle accident?
New Jersey’s comparative negligence rules may allow an injured person to pursue compensation even if they share some responsibility for an accident. The amount of compensation for which a victim…

Do I need a lawyer after a motorcycle accident in New Jersey?
An experienced motorcycle accident attorney in New Jersey can help injured riders understand their legal options, communicate with insurance companies, gather evidence, and address questions involving negligence and puruing compensation.…

What damages can motorcycle accident victims pursue in New Jersey?
Depending on the circumstances, motorcycle accident victims may be able to seek compensation for damages such as medical expenses, lost income, property damage, pain and suffering, future medical care, loss…
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