When Do You Need To Hire a Car Accident Lawyer in Paterson, NJ?
Being involved in a car accident is never easy. Your primary concern should always be your health and safety, but getting the medical treatment you need and returning to life before your accident can be incredibly difficult and expensive. That’s why it’s important to take action and seek the compensation you’re entitled to in the aftermath of an accident that wasn’t your fault. However, seeking compensation on your own can be challenging and many people aren’t sure how to get started and if and when they need to hire a car accident lawyer in Paterson.
When Your Insurance Doesn’t Cover Your Damages
The state of New Jersey operates on a “no-fault” insurance system and requires every driver to carry a basic amount of insurance. In a no-fault state, your auto insurance policy is responsible for covering your medical bills and other expenses, regardless of who is at fault for your accident. While your insurance coverage is absolutely vital, it may not fully cover all of your losses, especially in the event of a serious accident. For example, if your bodily injury policy provides coverage up to $15,000, but your medical bills total $20,000, you could be stuck paying the difference out of pocket.
Should the other party involved be responsible for the accident and your insurance limit not meet the cost of your injuries, you may be able to file a claim with their insurance company. However, this often involves navigating a complicated legal process and insurance companies will likely do whatever they can to pay you as little as possible. If you’re in this situation, an experienced car accident attorney will give you the best chance of receiving the full amount of compensation you need to recover your losses.
When You’re Partially Responsible
Not every car accident is the sole fault of one person. When multiple drivers are at fault for an accident, insurers must consider the concept of comparative negligence. This law states that any compensation you’re entitled to can be reduced by the percentage of responsibility you share in the accident.
For example, if you were found to be 10% responsible for the accident, your compensation may be reduced by that amount. It’s important to remember, however, that if you are more than 50% at fault, you likely will not be able to recover damages from the other party’s insurance company.
If you’re found to be partially responsible for your accident, navigating the legal process and getting the compensation you deserve can become even tricker. However, keep in mind that you may still be entitled to compensation even if you were slightly at fault for your accident. In these situations, you’ll want to have a lawyer by your side who can build a strong case on your behalf.
When You’ve Suffered Non-Economic Damages
While a lawyer can help determine and gather evidence for economic damages, like your medical bills and lost wages, they can also help support your claim for non-economic damages you may be owed. These kinds of damages are harder to quantify, as they include the impact your accident has had on your day-to-day life, such as pain and suffering, emotional distress, and decreased quality of life.
Insurance companies will often try to downplay the emotional impact your accident has had. That’s why having an experienced car accident attorney who knows how to properly determine a fair amount for any non-economic damages you’ve suffered will be incredibly beneficial. Putting the right lawyer on your side as soon as possible in these situations will make fighting for the true value of your claim much easier.
Get Help from a Car Accident Lawyer in Paterson
So, when do you need to hire a car accident lawyer? If you’ve suffered serious injuries in an accident that wasn’t your fault, the answer is as soon as possible! Contact your Paterson, NJ, car accident attorneys at Peter N. Davis & Associates by calling (973) 279-7246(973) 279-7246 or by filling out our online form for a free case review today.
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I had a very positive experience with the Law Offices of Peter N. Davis & Associates. Nick Barrone handled my case, and I couldn’t be happier with the level of service I received. After my auto accident in Jersey City, NJ, I was dealing with ongoing back and neck pain and wasn’t sure what to expect from the legal process. Nick was professional, attentive, and always made sure I understood each step along the way. He took the time to answer my questions and genuinely cared about my situation. I felt supported throughout the entire process, which made a stressful situation much easier to handle. The firm worked diligently on my behalf and kept me informed the whole time. I truly appreciate their dedication and effort in helping me through this difficult experience. I highly recommend them to anyone in need of a reliable and compassionate attorney.
I highly recommend Peter Davis & Associates. In particular, Mr. David Ventoso, Esq. did an excellent job helping and assisting me. Mr. Ventoso was knowledgeable, professional and responsive.
All the staff members at the firm took the time to explain every detail and step of the process; they answered all my questions and were always kind. Special thanks to Ms. Carolyn for doing an amazing job.
If you're looking for an attorney in NJ who is trustworthy and really cares, Peter Davis & Associates is an excellent choice.
I highly recommend the Law Offices of Peter N. Davis.
After I was rear-ended in a car accident and suffered injuries to my neck and back, they provided outstanding representation during a very difficult time in my life.
My attorney, Robert Russotti, and my case manager, Muminah Ramadan, were professional, compassionate, and attentive throughout the entire process. They helped me obtain the medical treatment I needed and were always available to answer my questions and address any concerns I had. Their diligence, communication, and dedication gave me peace of mind while I focused on my recovery.
I am truly grateful for the support and guidance they provided during my hardship. I would not hesitate to recommend the Law Offices of Peter N. Davis to my family and friends.
Thank you so much for your help.
I want to especially thank David Ventoso for always informing me what was going on with my case. He kept up with all my questions and answered every time I called him.
Awesome staff also
Thank you again
Angela Selby
In 2023 I was involved in a T bone accident, the injuries was severe and I knew I'll need an experienced Injury law firm to take the case and to help me get the best outcome.
I therefore called Peter N Davis and Associates. Within a few hours I had a representative at my door for interview and intake.
I've never regretted making that call, because they recommended me to a capable and reputable Healthcare Institution for my treatment.
I've had several procedures and surgeries.
They're help me navigate the difficult road of getting treatment and dealing with my case.
We've not done yet but I like their service so far.
The staff at the Law offices of Peter N Davis and Associates are experienced who have empathy and passion. They have a very good work ethics from the phone operators, Case management, Paralegals, Case lawyers and all.
Mr. Davis is very personable,
a problem solver he's down-to-earth
